
Our interest free options let you have it all now and pay it back over time. Explore our interest free options below, and find the right one for you.​​​​​​​
STEP ONE | APPLY
You can check your eligibility and apply online in 10mins.
STEP TWO | DECISION
60 seconds is all it takes for Gem Visa / Gem Creditline to respond to your application.
STEP THREE | SHOP
Once approved, you can start shopping straight away.
FULL INTEREST FREE TERMS & CONDITIONS:
- Available to approved customers where the amount financed in a single transaction is:
- 6 Months Interest Free offer – $250 and above;
- 12 Months Interest Free offer – $250 and above​​​​​;
- 24 Months Interest Free offer – $250 and above​​​​​;
- For minimum monthly payment plans (6 Months, 12 months, 24 Months), monthly payments must be made during the interest free period Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement.​​​​​​​
- A non-refundable deposit of 50% is required for custom orders.
- Available in-store and online.
- Not available with Gift Card purchases.
- Gem Visa credit and lending criteria, $55 establishment fee and $52 annual account fee apply (for Gem Visa and Gem Creditline).
- Prevailing interest rate (currently 25.99% fixed p.a for Gem Visa / currently 29.99% p.a. for Gem Creditline) applies after the interest free period ends.
- This notice is given under the Gem Visa Conditions of Use, which specify all other conditions for this offer. Please see here for more details
- Also available for Gem CreditLine customers. Other conditions, fees and charges apply. Please see here for more details.
- Gem Visa is provided by Latitude Financial Services Limited.
- Rapallo’s standard terms and conditions of purchase otherwise apply.