Our interest free options let you have it all now and pay it back over time. Explore our interest free options below, and find the right one for you.
STEP ONE | APPLY
You can check your eligibility and apply online in 10mins.
STEP TWO | DECISION
60 seconds is all it takes for Gem Visa / Gem Creditline to respond to your application.
STEP THREE | SHOP
Once approved, you can start shopping straight away.
FULL INTEREST FREE TERMS & CONDITIONS:
- Available to approved customers where the amount financed in a single transaction is:
- 6 Months Interest Free offer – $250 and above;
- 12 Months Interest Free offer – $250 and above;
- 24 Months Interest Free offer – $250 and above;
- For minimum monthly payment plans (6 Months, 12 months, 24 Months), monthly payments must be made during the interest free period Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement.
- A non-refundable deposit of 50% is required for custom orders.
- Available in-store and online.
- Not available with Gift Card purchases.
- Gem Visa credit and lending criteria, $55 establishment fee and $52 annual account fee apply (for Gem Visa and Gem Creditline).
- Prevailing interest rate (currently 25.99% fixed p.a for Gem Visa / currently 29.99% p.a. for Gem Creditline) applies after the interest free period ends.
- This notice is given under the Gem Visa Conditions of Use, which specify all other conditions for this offer. Please see here for more details
- Also available for Gem CreditLine customers. Other conditions, fees and charges apply. Please see here for more details.
- Gem Visa is provided by Latitude Financial Services Limited.
- Rapallo’s standard terms and conditions of purchase otherwise apply.