Gem Finance @ Rapallo

Our interest free options let you have it all now and pay it back over time. Explore our interest free options below, and find the right one for you.​​​​​​​

FULL INTEREST FREE TERMS & CONDITIONS:

1. Available to approved customers where the amount financed in a single transaction is:
– 1.1 | 6 Months Interest Free offer – $250 and above;
– 1.2 | 12 Months Interest Free offer – $250 and above​​​​​;
– 1.3. | 24 Months Interest Free offer – $500 and above​​​​​;
2. For minimum monthly payment plans (6 Months, 12 months, 24 Months), monthly payments must be made during the interest free period Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement.​​​​​​​

3. Credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($65 Gem Visa (charged $32.50 half yearly)/$65 Gem CreditLine (charged $32.50 half yearly)) apply. Prevailing interest rate (currently Gem Visa 29.49% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. For cash advances, an interest rate of 29.95% p.a. and fees of ($2 Gem Visa/$6 Gem CreditLine) applies. Further information on rates and fees can be found at Gemfinance.co.nz. Credit provided by Latitude Financial Services Limited.

4. A non-refundable deposit of 50% is required for custom orders.

5. Available in-store and online.

6. Not available with Gift Card purchases.

7. This notice is given under the Gem Visa Conditions of Use, which specify all other conditions for this offer. Please see here for more details

8. Also available for Gem CreditLine customers. Other conditions, fees and charges apply. Please see here for more details.

9. Gem Visa is provided by Latitude Financial Services Limited.

10. Rapallo’s standard terms and conditions of purchase otherwise apply.